Broker Check

Investment Planning

Our Approach

Our approach to investment planning relies on core principles developed and tested since the inception of our firm. These principles are:

  • Asset allocation provides the foundation to managing portfolio risk and return potential;
  • Tax efficiency and asset location are critical;
  • Portfolio expenses must be scrutinized;
  • No single money management firm can be all things to all people; and
  • Our most important role is to be an objective advocate. Our goal is to control costs, be tax efficient and manage risk. This provides the most effective way of helping toward achieving your goals.

Our Implementation

We focus on developing a technically sound and tax-efficient portfolio to accomplish your goals, while taking on the least amount of risk possible.  We create a personalized investment policy statement (IPS) for each client that acts as a blueprint on how your money should be managed; and furthermore holds those who manage your money accountable.  When designing portfolios for clients we make certain we answer four fundamental questions:

  1. Are you being adequately compensated for the risk you are taking?
  2. Does your portfolio give you a high probability of success relative to your goals?
  3. Are you exposed to any catastrophic risks?
  4. Does your risk tolerance coincide with your desired return? 

What is your Risk Number?

Capture your risk tolerance and see if your portfolio fits you.

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